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Mrs. Poonam Devi · LIC Agency: LIC041422011
+91 85279 09399
HDFC ERGO UIN: HDFHLIP22142V032122
Exclusively Designed for Indian Women & Mothers

HDFC ERGO my:health Women Suraksha

A woman's health is the emotional backbone of every family. While standard policies overlook female-specific conditions, Women Suraksha offers lump-sum financial support on diagnosis of breast, cervical, ovarian cancer, cardiac events, and major illnesses with dedicated pregnancy and child support riders.

100% Lump-Sum Payout on 1st Medical Report:

Unlike standard mediclaim where you must submit hospital bills, you receive the full sum insured immediately upon diagnosis to pursue advanced therapies, home nursing, or take time off work without financial stress.

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Women Health Reality (ICMR India) Critical Facts
1 in 28 Women in India

Are diagnosed with breast cancer in their lifetime. Early detection + guaranteed lump-sum ensures 95%+ survival rates without wiping out savings.

₹15 Lakhs - ₹30 Lakhs

Average out-of-pocket cost in private metro hospitals (Delhi NCR, Mumbai) for chemotherapy, targeted immunotherapy, and radiation.

Child Education & Job Loss Shield

Includes built-in financial allowance for ongoing schooling of children and EMI support if illness causes employment hiatus.

Interactive Calculator

Calculate Your Women Suraksha Shield

Select age band and preferred coverage to see an indicative HDFC ERGO illustration.

1. Select Age Group
2. Select Sum Insured (Lump-Sum Payout)
3. Protection Scope
Guaranteed Financial Support
Lump-Sum Immediate Bank Payout: ₹10 Lakhs
Daily Investment:
☕ Less than 1 snack
Annual Premium (approx):
Tax Deduction (Sec 80D):
Waiting Period (Specific):90 Days only

Indicative estimate only. Final premium is set by HDFC ERGO after underwriting.

Covered Conditions in HDFC ERGO my:health Women Suraksha

1. Female Specific Cancers

  • Breast Cancer (all stages)
  • Cervix Uteri & Endometrium Cancer
  • Ovarian & Fallopian Tube Cancer
  • Vaginal & Vulvar Malignant Tumors

2. Major Illnesses & Surgeries

  • First Heart Attack of Specified Severity
  • Open Heart Replacement or Repair of Heart Valves
  • Kidney Failure Requiring Regular Dialysis
  • Major Organ / Bone Marrow Transplant

3. Pregnancy & Post-Natal Support

  • Severe Complications of Pregnancy
  • Birth of Child with Congenital Anomaly (Rider)
  • Loss of Job Coverage due to Critical Illness
  • Child Education Support for up to 2 kids

Speak with an Authorized Advisor Confidentially

Guidance available via Himanshu Kumar & Mrs. Poonam Devi. Complete claim privacy assured.

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