HDFC ERGO Commercial Property & SFSP Specialist
Delhi NCR · Noida · Greater Noida · Gurgaon · Gorakhpur MSME Hubs
HDFC ERGO Standard Fire & Special Perils (SFSP)
Industrial and commercial businesses face daily catastrophic risks from short circuits, fires, seasonal flooding, storms, and civil unrest. HDFC ERGO SFSP Policy provides institutional balance sheet protection for buildings, plant & machinery, raw materials, and finished warehouse stocks.
12 Covered Standard Perils
IRDAI Wording Compliant
- Fire & Lightning
- Explosion & Implosion
- Storm, Cyclone, Flood (STFI)
- Aircraft Damage
- Riot, Strike & Malicious (RSMD)
- Bursting of Water Tanks
Mandatory for bank loan collateral (OD / CC Limit) & factory license compliance in industrial zones like Okhla, Noida Sec 63, IMT Manesar, UPSIDA Gorakhpur.
MSME Property Protection Estimator
Calculate Indicative Commercial Fire Insurance
Select occupancy type and total asset value to estimate annual policy cost.
₹2.5 Crore
₹1.0 Crore
Total Sum Insured Coverage
Total Property & Stock Value:₹3.50 Crore
Estimated Annual Premium:
incl. 18% GST
Business Expense Tax Benefit:100% Deductible (Sec 37)
Bank Inspection Compliance:Yes (Bank Clause Endorsed)
Survey Turnaround:24-48 Hours in Delhi NCR / East UP
Indicative estimate only. Final premium depends on HDFC ERGO survey and underwriting.
Need an On-Site Valuation or Bank Collateral Policy?
Contact Himanshu Kumar directly for prompt valuation and certificate issuance.
