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Mrs. Poonam Devi · LIC Agency: LIC041422011
+91 85279 09399
Official IRDAI Agency Sponsoring Desks: LIC041422011 & HCG200445034649
Zero Capital Required · Lifetime Recurring Income · Work From Home

Become an Insurance Advisor with BimaAdvisor

Join India's most respected career. Start your independent advisory business under the direct mentorship of Mrs. Poonam Devi (LIC Agency Code: LIC041422011, Kushinagar) and Himanshu Kumar (Health Code: HCG200445034649, LIC: LIC0693925J). Earn unlimited monthly commissions, lifetime renewal income, and prestigious club recognitions.

Life Advisor Mentorship (LIC)

Sponsored by Mrs. Poonam Devi in Kushinagar district. Direct sponsorship code allotment & IC-38 exam pass assistance.

Health & General POSP (HDFC ERGO)

Sponsored by Himanshu Kumar. Instant digital quote engine, paperless 2-min policy issuance, and health portfolio building.

Why Join As An Advisor? IRDAI Approved Path
First Year IncomeUp to 35%Commission on premium
Renewal PensionLifelong 5%-7.5%Sec 44 Hereditary safety
Time Commitment2-3 Hrs / DayFlexible part-time
Eligibility10th / 12th PassMin 18 years age
MDRT & Club Member Perks: International conferences, interest-free car advance, festival advance, office allowance, and priority customer service.
Earnings Potential Model

How Much Can You Earn as an Insurance Advisor?

Unlike a fixed salary job, your income compounds with every policy sold. Adjust the sliders below to calculate your projected earnings.

8 Policies / month
₹25,000

The Magic of Renewal (Passive) Income:

In Year 1, you earn direct commission on new policies. In Year 2 and beyond, whenever your clients pay their renewal premiums, you receive 5% to 7.5% renewal commission automatically into your bank account without doing the sale again!

Projected Commission Earnings
Year 1 Monthly Income: / month
Year 1 Annual Total:
1st Year New Business
Year 3 Cumulative Income (with Renewals):
Compounding
*Illustrative projections based on IRDAI commission structures. Actual earnings depend on product mix and persistency.

Choose Your Advisory Path

You can join Life Insurance, Health & General Insurance, or both simultaneously.

LIC Life Insurance Advisor

Kushinagar & East UP Desk

Govt Sovereign Backed

Represent Life Insurance Corporation of India (LIC), the country's most trusted financial brand. Sponsor agency code issued under Mrs. Poonam Devi (LIC Agency Code: LIC041422011).

  • Hereditary Commission (Sec 44): Even after agent's demise, commission continues to be paid to the family nominee.
  • Club Benefits: Gratuity up to ₹10 Lakhs, group life cover, mediclaim, housing loan at concessional interest.
  • Kushinagar Branch Network: Direct onboarding for residents of Padrauna, Kasia, Tamkuhi Raj, Hata, Sukrauli, Fazilnagar, and Ramkola.

Health & General POSP Advisor

HDFC ERGO General Insurance

High Growth Sector

Become an authorized Point of Sales Person (POSP) under Himanshu Kumar (Health Code: HCG200445034649). Offer health, accidental IPA, motor (car/bike), commercial fire, and international travel insurance.

  • Instant Digital Issuance: Generate quotes and issue policy PDFs via mobile WhatsApp in under 3 minutes.
  • High Frequency Business: Health and motor renewals happen annually with steady, fast-moving income.
  • No Territory Restriction: Issue policies to customers across Delhi NCR, Gorakhpur, Lucknow, or anywhere in India.
Direct Agency Application

Apply to Join BimaAdvisor Advisory Team

Submit your details below. Sponsoring Advisors Mrs. Poonam Devi or Himanshu Kumar will contact you for your documentation and IC-38 exam schedule.

Application Received Successfully!

Thank you, . Your advisor application has been allocated to:

We will call you at during your preferred slot () to begin your IRDAI IC-38 registration.

Send Instant WhatsApp Confirmation
1. Which Stream Do You Want to Join? *
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DPDP Act 2023 CompliantZero Joining FeesFree IC-38 Study Material

Your 5-Step Journey from Application to First Commission

  1. Submit Form

    Fill your basic qualification & contact details above.

  2. Mentor Call

    Orientation call with Mrs. Poonam Devi or Himanshu Kumar.

  3. IC-38 Prep

    Online study material & mock practice papers on your phone.

  4. Exam & Code

    Clear simple 50-mark MCQ test and get your official IRDAI Agency Code.

  5. Start Earning

    Issue policies, earn up to 35% commission + lifetime renewals!